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1. Best For No Monthly Charges

Exxon Mobile Business Fleet Card

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Required Credit: FairWelcome Offer: NoneIntro Purchase APR: NoneIntro Balance Transfer APR: NoneForeign Transaction Fee: N/A (these cards can only be used in the US)Rewards:Save up to 6 cents per gallon on gasFeatured Benefit:Fleet spending management and fuel management toolsHide
  • Annual Fee: $0
  • Rewards: 1-6 cents per gallon, depending on monthly purchase volume
  • Coverage: Over 95% of US fueling stations

The ExxonMobil Business Fleet card offers a rebate of up to 6 cents per gallon on your fleet’s fuel purchases, depending on the total gallons purchased per billing period. Additionally, there are no monthly charges associated with the card and no setup fees.

The ExxonMobil Business Fleet card’s rebate structure is as follows:

  • Less than 500 gallons purchased during billing period =  1 cent per gallon
  • 500 to 3,999 gallons purchased = 3 cents per gallon
  • 4,000 to 6,999 gallons purchased = 4 cents per gallon
  • 7,000 to 9,999 gallons purchased = 5 cents per gallon
  • 10,000+ gallons purchased = 6 cents per gallon

The ExxonMobil Business Fleet Card is a charge card. As such, the card doesn’t carry an APR since you can’t carry a balance from month to month.

With the ExxonMobil Business Fleet card, you’ll be able to view all of the following from your online account:

  • Card and driver details
  • Payment history
  • Available credit
  • Manage invoices and payments
  • Set restrictions on purchase types
  • Set limits for transactions, gallons, and dollar amounts
  • Set specific limits for time-of-day and day-of-week
  • Receive notifications when expenses fall outside your company policies

One last note: ExxonMobil markets that this card is accepted at over 95% of US fueling stations. That means you can use the card at non-Exxon or Mobil locations (something that wasn’t previously possible).

Get Started with Exxon Mobile Business Fleet Card

2. Best For Small & Mid-Size Companies

WEX FlexCard

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More card details (click to expand)
  • Annual Fee: $0
  • Rewards: 3 cents per gallon
  • Coverage: 95% of US gas stations

For a fuel card that will both help you save on fuel and cover fuel purchases nearly everywhere your fleet goes, check out the WEX FlexCard.

Like the ExxonMobil Business Fleet Card, the WEX FlexCard is a charge card — but unlike the ExxonMobil card, the WEX FlexCard allows you to carry a monthly balance when necessary. And while the FlexCard’s 3 cent rebate on every gallon of fuel purchased falls short of the maximum rate of the ExxonMobil card, it equals or exceeds said rate if you buy less than 4,000 gallons of fuel per billing period. As such, it’s a great fuel card for small and mid-sized fleets.

The WEX FlexCard is accepted at 95% of fuel stations nationwide. There are an additional 45,000 US maintenance locations that accept the card too. And while this card previously carried an annual fee, WEX has since eliminated it for this card.

In addition to the above features, WEX’s fleet management and fuel management services can, when used in tandem, help you save even more on fuel.

Get Started with WEX FlexCard

3. Best For National Coverage

Shell Fleet Navigator Card

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More card details (click to expand)
  • Annual Fee: Unspecified “limited fees”
  • Rewards: Up to 5 cents per gallon, depending on monthly purchase volume
  • Coverage: 95% of US gas stations

If you’re looking for the fuel card with the maximum possible coverage, you’ll do well investigating the Shell Fleet Navigator Card.

This fuel card is accepted at fully 95% of gas stations across the US, including all 14,000+ Shell and Jiffy Lube locations. You’re exceedingly unlikely to be left high and dry by the Shell Fleet Navigator Card.

The card comes with spending controls and expense management systems on par with every other fuel card out there. What’s more, the Shell Fleet Navigator Card is not a charge card. Instead, the card is akin to a traditional credit card in that you can carry a balance from month to month.

The Shell Fleet Navigator Card also offers a rebate of up to 5 cents per gallon of fuel purchased each billing cycle, depending on the amount spent. Unfortunately, Shell doesn’t disclose the amount of fuel per month you need to buy before the 5 cent rate takes effect. Likewise, while the card doesn’t officially carry an annual fee, Shell states that the card may carry “limited fees” — though the company does not detail these fees.

Get Started with Shell Fleet Navigator Card

4. Best For Rewards

Fuelman Simple Saver Fleet Card

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More card details (click to expand)
  • Monthly Fee: $4-$12 per card
  • Rewards: 8 cents per gallon on diesel and 5 cents per gallon on unleaded
  • Coverage: 40,000+ locations

The Fuelman Simple Saver Fleet Card is a nifty card that can save you up to 8 cents per gallon on diesel and 5 cents per gallon on unleaded when you use the card at one of the 40,000+ locations in Fuelman’s discount network. You’ll also be eligible to save up to 10 cents at Pilot, Speedway, and Kwik Trip as well as 2 cents at other Fuelman locations.

This card does come with a monthly card fee ($4, $8, or $12 a month, depending on the plan you choose). However, this fee gets waived for your first six months. Depending on the plan you select, you can gain access to extra perks, such as a loyalty bonus, fraud coverage up to $25K per year (exclusive to the Plus and Premium plans), or up to 20% in maintenance savings (exclusive to the Premium plan).

A Last Look At Our Top Picks

  1. Exxon Mobile Business Fleet Card
    Summary – The ExxonMobil Business Fleet Card is a charge card and offers a rebate of between 1-6 cents per gallon, depending on the amount of fuel your company purchases per month. The card is accepted at over 95% of fueling stations in the US. There are no monthly or annual fees.
  2. WEX FlexCard
    Summary – There are no monthly or annual fees. This card offers a flat rebate of 3 cents per gallon regardless of your company’s total monthly fuel spending. The WEX FlexCard is a charge card, but it allows you to carry a balance if necessary. The card is accepted at 95% of US gas stations.
  3. Shell Fleet Navigator Card
    Summary – The Shell Fleet Navigator Card carries limited (and undefined) fees. The card offers a rebate of up to 5 cents per gallon, depending on your monthly fuel purchase volume. The card is not a charge card, so you can carry a balance from month to month. The Shell Fleet Navigator Card is accepted at 95% of US gas stations.
  4. Fuelman Simple Saver Fleet Card
    Summary – The Fuelman Simple Saver Fleet Card does carry monthly fees ($4-$12 per card, depending on your plan of choice). However, you can save up to 5-8 cents per gallon on fuel and 10 cents at select merchants. This card is usable at over 40,000 locations within Fuelman’s discount network.

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